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Social security benefits: how to access them online

that you have received Social security benefits for decades, or if you’re just curious about how much money you could make in retirement, having online access to your benefits is a must. To view your statements and future benefits from your phone or laptop, you need to create a My Social Security account.

Here’s how to access your Social Security benefits online and what information you’ll be able to see. If you have time left before retiring, here is the the easiest way to save for retirement. If you are receiving benefits now, here is the Social Security Payment Schedule for June.

Create a My Social Security account

To see all of your Social Security benefits online, you must first create a My Social Security account. Here’s what to do.

1. Go to ssa.gov on your browser and select my social security.

2. Then click on Create an account.

3. You will be prompted to sign in with your ID.me account or login.gov, unless you created an account before September 18, 2021. Note that you will need to create one of these accounts if you do not have one.

4. Once you have an account, you will need to agree to the terms of service to continue.

5. Next, you will need to verify your identity. Social Security Administration will send you a one-time security code that you must enter within 10 minutes to access your account.

You should now have access to all your social security statements and other details online.


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Social Security information you can view online

When you log in to your online account, you will be able to view your social security statements. If you are not yet receiving benefits, you will see an estimate of how much you could receive when you retire.

There’s a chart that shows your monthly benefit amounts if you retire — for example, if you were born in 1960 or later, your chart might show retirement at age 62 (early), age 67 (full) and 70 years (deferred). Note that these retirement ages may change in the future. The longer you wait to retire, the more money you could receive per month.

You can also see your eligibility and earnings information. If you have worked for at least 10 years, you will have enough work credits (you need 40) to receive benefits. If you click View your earnings record, you’ll see your Social Security and Medicare taxable earnings for each year you worked.

What else can you do?

There are several things you can do from your My Social Security account.

  • You can apply for a replacement social security card of your account.
  • Begin your retirement application.
  • Start a disability claim if you are unable to work for at least one year due to a medical condition.
  • Calculate benefits for a current or former spouse, based on your income.

Would you like more information on Social Security? Here’s how to know if it’s sure to share your social security number. Plus, Social Security benefits could get a big boost in 2023 — see how much you could get.